Banque des Territoires

What they do

Created in 2018 as one of the five core divisions of Caisse des Dépôts, Banque des Territoires serves as a single point of entry for French local authorities, social housing bodies, local public enterprises, and legal professionals. It is positioned as a patient, long-term investor dedicated to the public interest ("intérêt général"), fighting social inequalities and territorial fractures. Distinctive for its massive scale and sovereign backing, it deploys billions annually across loans and equity. In the startup ecosystem, it has built a strong reputation as a cornerstone impact investor, providing not just capital but unparalleled access to public sector markets and local government networks.

What they look for

Banque des Territoires invests to maximize extra-financial impact alongside financial viability. Its thesis is centered on two main pillars: accelerating the ecological transition (decarbonization, renewable energy, water preservation) and fostering social and territorial cohesion (health, aging, education, social housing, and digital inclusion). They look for companies and projects that provide concrete solutions for French territories. This includes startups developing technologies for local governments (GovTech), sustainable cities (PropTech, Smart City), environmental preservation (ClimateTech, CleanTech, Water management), healthcare access (HealthTech, Telemedicine), and sustainable mobility. They highly value measurable social and environmental impact.

Stage

Seed, Series A, Series B+

Sectors

Climate, Healthcare, Proptech, Edtech, SaaS, Mobility and logistics, Consumer, Food and agriculture

Based

Paris, FR