Bathgate Business Finance

What they do

Bathgate Business Finance is the trading name of Bathgate Leasing Limited, a business to business finance provider based on Wirral, in the North West of England. We offer a broad range of business finance solutions, both on our own book and through our syndicate of funding partners, including: >Finance Leases - for a wide range of capital asset purchases >Sale & Leaseback - to release cash tied up in existing unencumbered capital assets >Commercial Term Loans >Bridging Loans - including loans to smooth cash flow (e.g. to cover VAT payments) >Invoice Finance - both across the sales ledger and on a selective basis >Property Finance We focus exclusively on the small to medium sized business marketplace and we have a bespoke approach to assisting our clients. We complement the relationship that businesses have with their bank, accountant and other business advisers. Working closely with those professional partners , we add value to the services given to their clients. We focus on the business background and strategy, to help provide both an immediate finance solution and to build a long term relationship.

What they look for

Bathgate’s core thesis is to support viable SMEs that are underserved by traditional high-street banks due to rigid criteria or complexity. They focus on the "story" rather than just the credit score, looking for experienced management teams and clear repayment strategies.

Stage

Pre-seed, Seed, Series A, Series B+

Sectors

Consumer, Deeptech, Proptech

Based

West Kirby, GB